The checklist
- Subscribe. In the dashboard or with
agent-cards companies subscribe. The subscription is what unlocks production. - Create production credentials. A production
client_idandclient_secretfrom Settings → Developers → Credentials. Nothing else in your code changes; the base URL staysapi.agentcard.sh. - Point webhooks at production. Create a production webhook endpoint and verify signatures against its own secret. Sandbox and production endpoints are separate.
- Run the loop once with real money. Connect a real user, add a real card, make a small real purchase. Watch the same webhooks you saw in sandbox arrive with
livemode: true.
The gate fires at use time
You can create production credentials before subscribing, and they will authenticate. What they can’t do is act: calls that create wallet links, add cards, or issue cards fail withsubscription_required (HTTP 402) until the subscription is active. If production suddenly returns 402 where sandbox worked, this is why.
What changes with real money
- Identity verification is real: documents and a face check, no simulate endpoint.
- Card eligibility is enforced for real. Almost any credit or debit card works; the known exception today is Chase.
- Balance funding uses real payment providers, including ones sandbox can’t simulate.
- The one-time code is never
111111again.