The checklist
- Subscribe. In the dashboard or with
agent-cards companies subscribe. The subscription is what unlocks production. - Create production credentials. A production
client_idandclient_secretfrom Settings → Developers → Credentials. Nothing else in your code changes; the base URL staysapi.agentcard.sh. - Point webhooks at production. Create a production webhook endpoint and verify signatures against its own secret. Sandbox and production endpoints are separate.
- Run the loop once with real money. Connect a real user, add a real card, make a small real purchase. Watch the same webhooks you saw in sandbox arrive with
livemode: true.
The gate fires at use time
You can create production credentials before subscribing, and they will authenticate. What they can’t do is act: calls that create wallet links, add cards, or issue cards fail withsubscription_required (HTTP 402) until the subscription is active. If production suddenly returns 402 where sandbox worked, this is why.
Rules for your agent
Rules for your agent
What changes with real money
- Identity verification is real: documents and a face check, no simulate endpoint.
- Card eligibility is enforced for real. Almost any credit or debit card works; the known exception today is Chase.
- Balance funding uses real payment providers, including ones sandbox can’t simulate.
- The one-time code is never
111111again.

