> ## Documentation Index
> Fetch the complete documentation index at: https://docs.agentcard.sh/llms.txt
> Use this file to discover all available pages before exploring further.

# List saved bank destinations

> The user's active bank destinations, masked. Removed destinations never appear.

## How it works

Returns the user's active bank destinations, masked. Use it to render a "withdraw to" picker: show `nickname` (or `beneficiary_name`) plus `account_number_last4` / `iban_last4`, and pass the chosen `id` as `recipient_id` when [creating a withdrawal](/companies/api/reference/wallet-withdraw).


## OpenAPI

````yaml openapi.json GET /api/v2/wallet/withdrawal-recipients
openapi: 3.1.0
info:
  title: Agentcard API
  version: 2.0.0
  description: >-
    The Agentcard v2 API — connect your users and verify their identity from
    your own backend. Every call is authenticated with a platform access token
    minted from your `client_id` + `client_secret`.
servers:
  - url: https://api.agentcard.sh
    description: >-
      There is one base URL. Sandbox vs production is decided by the client
      credential you use, never by the host.
security:
  - platformToken: []
tags:
  - name: Authentication
    description: >-
      Exchange your client credentials for a platform access token, and
      introspect what a token acts as.
  - name: Connect
    description: >-
      Connect a user to your platform: send a one-time code, verify it, record
      consent, and keep the connection alive.
  - name: Identity verification
    description: >-
      Verify a connected user's identity: upload their ID, submit any extra
      fields we ask for, then show a short face scan.
  - name: Wallet funding
    description: >-
      Fund a connected user's wallet from your own UI — request a payment link,
      relay the phone verification code, and poll until the funds land.
  - name: Withdrawals
    description: >-
      Move money out of a connected user's wallet — to a saved bank account or a
      crypto address on Base. Transfers are processed manually by the Agentcard
      team, usually within 1-3 business days.
paths:
  /api/v2/wallet/withdrawal-recipients:
    get:
      tags:
        - Withdrawals
      summary: List saved bank destinations
      description: >-
        The user's active bank destinations, masked. Removed destinations never
        appear.
      operationId: walletWithdrawalRecipientsList
      parameters:
        - name: user_id
          in: query
          required: true
          schema:
            type: string
          description: The connected user's id.
      responses:
        '200':
          description: The list.
          content:
            application/json:
              schema:
                type: object
                properties:
                  object:
                    type: string
                    enum:
                      - list
                  data:
                    type: array
                    items:
                      $ref: '#/components/schemas/WithdrawalRecipient'
              example:
                object: list
                data:
                  - object: withdrawal_recipient
                    user_id: usr_123
                    id: wrec_9f2c1a
                    type: international_wire
                    nickname: Main account
                    beneficiary_name: Alex Example
                    country_code: DE
                    currency: null
                    bank_name: Deutsche Bank
                    account_number_last4: null
                    routing_number: null
                    account_type: null
                    iban_last4: ••••3000
                    swift_code: DEUTDEFF
                    created_at: '2026-07-16T00:00:00.000Z'
        '404':
          description: '`connection_not_found`.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
components:
  schemas:
    WithdrawalRecipient:
      type: object
      description: >-
        A saved bank destination. Account and IBAN numbers are always masked to
        their last four digits in responses.
      properties:
        object:
          type: string
          enum:
            - withdrawal_recipient
        user_id:
          type: string
          description: The connected user this destination belongs to.
        id:
          type: string
          description: >-
            Recipient id (`wrec_...`). Pass it as `recipient_id` when creating a
            withdrawal.
        type:
          type: string
          enum:
            - ach
            - international_wire
        nickname:
          type: string
          nullable: true
        beneficiary_name:
          type: string
        country_code:
          type: string
          description: ISO 3166-1 alpha-2 country of the bank account.
        currency:
          type: string
          nullable: true
        bank_name:
          type: string
          nullable: true
        account_number_last4:
          type: string
          nullable: true
          description: 'Masked, ACH only. Example: `••••6789`.'
        routing_number:
          type: string
          nullable: true
          description: ACH only.
        account_type:
          type: string
          enum:
            - checking
            - savings
          nullable: true
        iban_last4:
          type: string
          nullable: true
          description: Masked, international wire only.
        swift_code:
          type: string
          nullable: true
          description: International wire only.
        created_at:
          type: string
          format: date-time
    Error:
      type: object
      description: Every v2 error uses the same envelope.
      properties:
        error:
          type: object
          properties:
            code:
              type: string
              description: A stable, machine-readable string (snake_case). Branch on this.
            message:
              type: string
              description: A human-readable explanation, safe to log.
            docs:
              type: string
              description: A link back to the reference.
            field_errors:
              type: object
              additionalProperties:
                type: string
              description: Only on `invalid_fields` — names each field to fix.
            warnings:
              type: array
              items:
                type: string
              description: >-
                Only on document upload errors — actionable feedback safe to
                show the user.
  securitySchemes:
    platformToken:
      type: http
      scheme: bearer
      description: >-
        A platform access token. Get one on the **Create an access token**
        endpoint by exchanging your `client_id` + `client_secret`, then send it
        as `Authorization: Bearer <token>`. Tokens live one hour.

````